Rejected claims.Missing metadata.Closed windows.

Score your AirCover claim before you submit

Your claim has hidden weaknesses. We will show you exactly what is missing from your evidence and how to fix it before you submit.

FreeNo signup requiredTwo minutes

What it does

Scores your AirCover claim 0 to 100

Answer a few questions about your evidence, timeline, and presentation. The tool grades your claim across four pillars.

What it solves

Shows what is missing before you submit

It surfaces the hidden weaknesses that get claims denied, while you still have time in the 14-day window to fix them.

Why use it

A clear fix list and printable claim doc

Free and instant. Get prioritized recommendations, an optional AI strategy, and a document you can submit alongside your claim.

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Step 1 of 4 · What's the problem?

What is the problem?

Pick the closest match. If more than one applies, choose Other or multiple to enable multi-select.

Why most AirCover claims get denied

AirCover is not insurance. It is a host damage protection program with documented exclusions, a strict 14-day filing window, and evidence requirements that reject most claims for procedural reasons rather than coverage gaps.

The single biggest predictor of a successful damage claim is the quality of your documentation before the damage occurred. Hosts who document property condition between every stay win disputes that hosts with reactive-only documentation lose.

In April 2026, Airbnb introduced a “Legitimate and Verifiable Evidence” standard that explicitly rejects AI-enhanced or AI- generated photos. Most hosts do not realise that running a phone photo through a brightness or sharpness filter could now disqualify it as evidence.

EXIF metadata, the timestamp and GPS data baked into original camera files, is stripped when photos are shared via WhatsApp, Google Photos, or social messaging apps. By the time you upload an “original” photo to AirCover, it may already lack the metadata a claims reviewer is looking for.

This checker scores your specific claim across evidence depth, filing timeline, evidence quality, and presentation, then tells you exactly which fixes will move the needle in the remaining filing window.

Frequently asked questions

The tool uses a deterministic 4-pillar model: Evidence (30%), Timeline (25%), Quality (25%), and Presentation (20%). It runs entirely in your browser and never sends your data to a server unless you ask for the email-gated AI deep analysis. The scoring weights AirCover's actual rejection patterns: insufficient evidence, missing the 14-day window, weak metadata, and unprofessional communication.
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How this tool works

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How the Claim Strength Checker works, and how to use it

The full guide: how the four pillars are scored, what the score means, where the scoring comes from, and the exact steps to take before you file inside the 14-day window.