Score your AirCover claim before you submit
Your claim has hidden weaknesses. We will show you exactly what is missing from your evidence and how to fix it before you submit.
What is the problem?
Pick the closest match. If more than one applies, choose Other or multiple to enable multi-select.
Why most AirCover claims get denied
AirCover is not insurance. It is a host damage protection program with documented exclusions, a strict 14-day filing window, and evidence requirements that reject most claims for procedural reasons rather than coverage gaps.
The single biggest predictor of a successful damage claim is the quality of your documentation before the damage occurred. Hosts who document property condition between every stay win disputes that hosts with reactive-only documentation lose.
In April 2026, Airbnb introduced a "Legitimate and Verifiable Evidence" standard that explicitly rejects AI-enhanced or AI- generated photos. Most hosts do not realise that running a phone photo through a brightness or sharpness filter could now disqualify it as evidence.
EXIF metadata, the timestamp and GPS data baked into original camera files, is stripped when photos are shared via WhatsApp, Google Photos, or social messaging apps. By the time you upload an "original" photo to AirCover, it may already lack the metadata a claims reviewer is looking for.
This checker scores your specific claim across evidence depth, filing timeline, evidence quality, and presentation, then tells you exactly which fixes will move the needle in the remaining filing window.